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meriEMI

Car finance and loans against property, from 20+ lenders.

Share your details once. We check which partner lenders can approve you, and what each one offers.

Check eligibilityTalk to our team
A meriEMI finance desk at a vehicle dealership, signed Finance Your Car Here.

What we have arranged so far

₹2,000+ cr
Arranged through meriEMI since inception
20+
Banks and NBFCs on the panel
₹200+ cr
Arranged in FY2021-22
5,000+
Customers financed

Figures are as reported in the meriEMI company profile for the year ending FY2021-22. They are not current balances and have not been restated since.

How financing through meriEMI works

  1. Tell us what you need

    The car you want to buy, or the property you want to borrow against, and what you do for a living.

  2. We take it to the panel

    We put your profile in front of the lenders most likely to fund it.

  3. Compare what comes back

    Interest rate, tenure, monthly EMI and processing fee for each offer, side by side.

  4. Finish the paperwork

    We handle documents with the lender you pick, at the dealership or at your home.

Someone from our team stays with the file from the first call until the loan is disbursed, so you always have a person to ask.

Four ways people use meriEMI

A meriEMI finance desk at a vehicle dealership, signed Finance Your Car Here.

Buying a car

New or used. Tell us what you want to buy and we will find out which lenders on our panel will fund it, and what each of them will charge you.

Check eligibility

Loan against property

Borrow against a property you already own, at a rate and tenure a lender on our panel is willing to offer.

Check eligibility

Running a dealership

Offer finance while the customer is still on the floor. Our team handles the lender side of the conversation.

Talk to our team

Lending at a bank or an NBFC

Reach borrowers through one channel, with their paperwork checked before it reaches your credit team.

Talk to our team

Lenders on our panel

  • HDFC Bank
  • ICICI Bank
  • Axis Bank
  • YES Bank
  • IndusInd Bank
  • IDFC FIRST Bank
  • Bandhan Bank
  • AU Small Finance Bank
  • Tata Capital
  • Bajaj Finserv
  • Mahindra Finance
  • Hero FinCorp
  • Poonawalla Fincorp
  • Kogta Financial

meriEMI arranges finance through these institutions. Being listed here does not mean a lender has approved your application or endorsed any particular product. Each lender sets its own rates and decides every application on its own terms.

Finance arranged, FY2020 to FY2022

What our lending partners disbursed through meriEMI each financial year, in rupees crore, as reported in the company profile. FY2022 is the most recent year that document covers.

Disbursed per financial year ( crore)
Amount disbursed through meriEMI each financial year, in rupees crore
Financial yearAmount disbursed
FY2020₹90+ cr
FY2021₹135+ cr
FY2022₹200+ cr

Who runs meriEMI

meriEMI is led by its two founders and draws on more than twenty years of experience in the vehicle finance industry.

  • Portrait of Deepak Khanna, co-founder and Chief Executive Officer of meriEMI.
    Deepak KhannaCo-founder and Chief Executive Officer
  • Portrait of Vikas Kohli, co-founder and Chief Operating Officer of meriEMI.
    Vikas KohliCo-founder and Chief Operating Officer

Questions people ask us

Does meriEMI lend the money itself?

No. meriEMI arranges finance through partner banks and NBFCs. The lender approves the loan, sets the interest rate and disburses the money.

What can meriEMI help me finance?

Cars, new and used, and loans against property (LAP), where you borrow against a property you already own. Whether you qualify depends on the car or property and on the lender you go with.

How long does an application take?

That depends on the lender and on how complete your documents are. We tell you what each lender needs before you apply, which removes most of the back and forth later.

What does it cost?

The interest rate and any processing fee are set by the lender you choose. Both are shown to you with the offer, before you commit to anything.

What do I need to hand over?

Proof of identity and address, proof of income, and details of the car or the property. The exact list varies by lender, and we will tell you which documents apply to you.

Tell us what you need

Send us the car you want to buy, or the property you want to borrow against, and roughly what you earn. We will come back with the lenders on our panel that can fund it, and what each one asks for. We only collect documents once a lender actually needs them.

support@meriemi.com

meriEMI arranges finance. The lender decides every application, sets the rate and disburses the loan.